These are :
- accidents occurring in everyday life (coverage of accidents in the home, falls, injuries, fractures, burns, while practising a sport or during leisure activities and travel)
- accidents at school
- compensation based on the damage suffered (damage to property, deterioration of glasses, theft of schoolbag or musical instrument, etc.)
- damage caused by children (civil liability)
- losses suffered by tradespeople, shopkeepers, farmers or self-employed professionals: injuries sustained while using machinery, falling from scaffolding, etc.
- losses resulting from assaults, attacks, natural or technological disasters, major climatic events (storms, floods, avalanches, forest fires, building collapses, etc.)
- compensation for the death of a close relative.
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